To get you started here are a few basic questions and their corresponding answers. For more in depth inquiries please feel free to email us at bjm@cevarinternaional.com, give us a cal(see Contact Details) or even better yet visit us today!
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Are Cevar houses ready for occupancy?
Cevar houses are custom built. We construct your house according to your specifications: location, lot area, house model, floor area, floor plan, etc.
Average construction period is five (5) months.
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What are the terms of payment for a house and lot package?
If you pay the total contract price spot cash, we give five (5%) percent discount; For Pag-Ibig loans, we require a minimum of twenty (20%) percent equity; For Bank loans, we require a minimum of thirty (30%) percent equity. The balance shall be financed by your chosen bank or by PAG-IBIG for up to 25 years.
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What are your affiliate banks?
Banco de Oro (Tel.No. (074) 442-3052 / (074) 442-3053)
Philippine Savings Bank (Tel.No. (074) 442-9483 / (074) 442-8091)
East West Bank (Tel.No. (074) 449-0513 to 15)
China Bank (Tel.No. (074) 442-9663)
BPI Family Bank (Tel.No. (074) 442-6093)
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What are the documentary requirements in the application of a bank loan?
If locally employed:
-latest Income Tax Return and /or Form 2316
-Certificate of Employment with Salary or latest full month payslip
If employed abroad:
-latest crew contract (for seamen)
-Employment contract duly authenticated by Philippine Consulate (for nurse/contract workers)
-Proof of remittance or allotment slips or payslips for the past three (3) months
If you have your own business:
-Income Tax Return for the last two (2) years
-Financial Statements for the past two (2) years (Audited and, if applicable, In-House)
Any of the following:
-Certificate of Business Registration with Department of Trade and Industry (DTI)
-Copy of SEC Registration/Articles of Incorporation/By-laws (for corporate business)
-Copy of SEC Registration/Articles of Partnership (for partnership)
-Statement of Account or Photocopy of Passbook for the past six (6) months
-List of major suppliers and customers with contact information (at least three (3)
-Business Background / Company Profile (if applicable)
Others:
-Marriage contract
-Valid ID
-Appraisal Fee
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